Post Office Savings Bank (POSB) Manual Volume III – Special Edition 2025–26

A Complete Guide to All Acts & Rules of National Savings Schemes (including discontinued schemes)

Compiled by expert Shri Kamal Ji Singh, this Special Edition 2025–26 of POSB Manual Volume III is the most comprehensive and updated reference book for Postal Employees, IPPB users, and anyone handling National Savings Schemes in post offices.

📘 What’s Inside:

• ✅ Covers all current Small Savings Schemes notified by the Government of India

• ✅ Updated with Amendments & Gazette Notifications till April 2024

• ✅ Includes all relevant Acts & Statutory Rules:

  • Government Savings Banks Act, 1873

  • Government Savings Certificates Act, 1959

  • Public Provident Fund Act, 1968

  • Finance Act 2018 provisions & amendments

• ✅ Contains 2019 Scheme Rules for:

  • SB, RD, TD, MIS, SCSS, SSA, PPF, NSC, KVP

  • Mahila Samman Savings Certificate, 2023

  • PM CARES for Children Scheme, 2021

• ✅ Discontinued Schemes covered with interest rate tables for legacy reference

• ✅ Backed by legal validity: Gazette-cited rules usable in legal or consumer disputes

🔍 Special Features:

• Acts and Rules with official Gazette Notification Numbers

• Clarifications from the Ministry of Finance & Department of Posts

• Chapters arranged for easy reference and legal compliance

• Ideal for Postal Assistants, Inspectors, Trainers, and Supervisors

📂 Index Includes:

• Complete chapters on Savings Bank Rules (1981 & 2019)

• Detailed Rulebooks for RD, TD, MIS, PPF, SSA, NSC, KVP

• Historical & discontinued schemes compiled in one place

🟩 Why Buy This Book?
This book is not just a guide — it’s an approved reference book that bridges historical schemes with modern practices. The inclusion of discontinued schemes and government notifications makes it unique and essential for day-to-day postal work and auditing.

POSB Manual Volume III 2025, National Savings Schemes Acts Rules, Post Office Savings Bank Manual, Mahila Samman Savings Certificate Rules, Updated SB RD PPF Rules 2025, Discontinued Post Office Schemes, KVP NSC SCSS Rules, IPPB National Savings Guide Book, Post Office Legal Reference Manual, Savings Scheme Gazette Notifications